Exploring the Different Types of Bonds: Your Starter Handbook
Bonds sit at the core of conservative and balanced portfolios by paying regular coupons and returning principal at maturity, helping you stabilize returns. New to bonds? Aspero streamlines screening and checkout to help you get started smartly.
1) Government Bonds (G-Secs & T-Bills)
{Issued by the Government of India, these state-backed securities carry low default risk and suit capital-preserving investors; products include G-Secs for longer tenors and T-Bills for short cash parking. With Aspero, you can view yields and maturities side-by-side and get expert summaries on how sovereign bonds fit your plan.
2) Company Debt for Better Income
{Corporate bonds are issued by companies and typically offer higher coupons than sovereigns in exchange for issuer credit risk. They’re useful for boosting portfolio income if you check balance sheets and credit ratings. On Aspero, you can compare issuers and structures and ladder maturities in minutes.
3) Funding Cities, Earning Coupons
{Munis are issued by local bodies to fund infrastructure and civic projects and may offer tax advantages in specific cases. Aspero highlights available issues and explains how credit support, guarantees, and project cash types of bonds flows influence muni risk and return.
4) Zero-Coupon Bonds
{Zero-coupon bonds pay no periodic interest; instead, you buy at a discount and redeem at face value. They can suit long-term goals and tax planning. Aspero breaks down effective yields so you can match horizons to needs.
5) Fixed Income with Equity Option
{Convertibles start as coupon instruments but can convert into equity under set conditions, blending income with equity participation. Aspero explains conversion terms, triggers, and valuation so you can weigh hybrid risks.
6) Pick Your Interest-Rate Exposure
{Fixed-rate bonds provide predictable income, while floating-rate bonds reset payouts to benchmarks like repo/MCLR, adding variability when benchmarks move. Aspero’s comparisons help you blend both to balance stability and flexibility.
7) Sovereign Gold Bonds (SGBs)
{SGBs give you gold-linked returns plus a fixed annual interest, without the risks of physical gold. On Aspero, you’ll find eligibility, calendars, and pricing explained so you can diversify with discipline.
Putting It All Together
The bond universe offers choices across risk and horizon: sovereigns for safety, company debt for higher yield, local issuers for diversification, discounted growth, equity-linked potential, and SGBs for gold exposure with interest. With Aspero’s trusted platform and intelligent tools, you can compare, choose, and invest in minutes—then monitor progress from one dashboard as your fixed-income plan compounds over time.